A useful tip for those still accumulating their assets is simply to count how many years you have until you plan to retire and then multiply it by 12. Why is this important? Because it will tell you how many pay checks or monthly investment periods you have left until you retire. This is usually a bit of an eye opener and can help you focus on your plan.

For example if you have 5 years then your number is 60. That’s 60 opportunities to ensure that you will have the most comfortable and dignified retirement possible. Make them count!

This article is for retail clients and is provided for information and educational purpose only and does not constitute advice.

The value of your investment can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.

Best Life Financial Planning Ltd is an appointed representative of Best Practice IFA Group Limited which is authorised and regulated by the Financial Conduct Authority.