Retirement means different things to different people. We are here to help you build your personalised retirement plan, this involves aligning your wealth with the things that are most important to you. The goal is to help you live your ideal life, achieve all of your ambitions and be free of money anxiety. Of course, depending on your circumstances you may wish to leave a meaningful legacy to your beneficiaries too.
You can either be someone who plans for retirement, or someone who hopes everything will be okay when you get there. We work with those who want to have a plan.
How we have helped our clients
The below table shows some of the ways our clients have been transformed after working with us:
|Being financially anxious and worried about investments
|Having complete peace of mind about their money and spending more
|Thinking they will have to live frugally in retirement
|Understanding that they can spend far more than they thought, with very little risk of running out of money
|Pension and investment policies with various different providers and no real structure to the investments
|Consolidating everything to a single platform and having everything perfectly invested in tax efficient investment strategies
|Leaving their family vulnerable in the event of their death or ill health
|Having a completely robust life insurance and protection plan
|Thinking they would have to pay tax throughout retirement
|Not paying tax again for many years
|Business owner working long exhausting hours
|Selling the business and using the proceeds to invest for income for life and creating wealth for the next generation
|Those with no financial plan
|Having their full financial life mapped out in front of them
|Property Investor with all wealth tied up in large, illiquid and tax inefficient portfolios of properties
|Well diversified investors with a balance of properties and liquid and tax efficient investments
|Business owners paying lots of tax
|Business owners extracting profits from the business in the most tax efficient ways
|High earners bewildered by the complicated rules around tax, investments and pensions
|Having a full understanding of the rules and making the most of different tax efficient strategies
What our clients say
Joe immediately put me at ease with his friendly and approachable manner. I trust Joe and his advice, and am confident that our retirement is in safe hands.
I look forward to my annual review meetings, but I also know that Joe is at the end of a phone (or an email) if I have any concerns in the meantime.
I would have no hesitation in recommending Joe to anyone.Mrs S Quinlan