We aim to create wealth in every area of your life. We are flexible and will work with you at a pace and in a manner which works best for you. Below is a broad summary of how it might look.

Discovery meeting

After contacting us with your details, we will arrange a discovery meeting.

This meeting is a chance to get to know each other and establish if we will be a good fit to work with each other on an ongoing basis. We will talk generally about what is important to you, your financial position and your goals and objectives. We want to really explore how we can help you live the happiest and best version of your life, exploring what incredible opportunities are possible for you.

We will summarise the service that we offer. This meeting shouldn’t last longer than 1 hour.

There is no obligation to proceed at this stage, and no costs will have been incurred.

Gathering the data

Once we have your agreement to proceed, we will ask you to provide us with your basic personal and financial details and also to complete a questionnaire to help determine your attitude to investment risk.

This is the boring bit, but it won’t take long, it only needs to be done once and it is vitally important that we have accurate records. We will make it as easy and painless as possible for you by providing you with easy to use templates and forms. We will write to any product providers for you to save you having to obtain the data yourself.

Once we have the data we will arrange for a quick meeting or call to discuss our findings and talk to you about any areas that we need to and answer any questions you have.

Research and Analysis

At this stage, we will begin to undertake the process of thoroughly analysing your current position based on our extensive knowledge of financial markets, and diligently researching potential solutions for your needs.

We will be completely focused on aligning your money with what is important to you, exploring what is possible for you in your lifetime.

Report Preparation and Financial Masterplan

When we have all the information we require, a full Financial Masterplan will be devised to paint a clear picture of your current position and outline a clear and thoroughly researched recommendation for the solution and plan that we believe will best achieve your life goals and enable you to live the best version of your life.

We will arrange to meet with you to discuss our recommendations in full and take you through our Report step-by-step. You are free to take the report away and give it due consideration before agreeing to move forward to the next stage.

At this stage, we should be able to help answer your big financial questions such as “what sort of lifestyle will I have when I retire” or “how much more do I need to save/invest”.


Once you feel that you are in a position to make a fully informed decision to proceed, and you have given us your consent to do so, we will begin the process of implementing our recommendations. We will assist you in completing all of the relevant forms.

Ongoing Planning Services

Once your financial plan has been built, it is imperative that it is updated on an ongoing basis.

We do this on a forward-looking basis in order to help you achieve all of your important life goals and objectives.

What our clients say

Joe immediately put me at ease with his friendly and approachable manner. I trust Joe and his advice, and am confident that our retirement is in safe hands.

I look forward to my annual review meetings, but I also know that Joe is at the end of a phone (or an email) if I have any concerns in the meantime.

I would have no hesitation in recommending Joe to anyone.

Mrs S Quinlan