An idea for those still accumulating their assets

A useful tip for those still accumulating their assets is simply to count how many years you have until you plan to retire and then multiply it by 12. Why is this important? Because it will tell you how many pay checks or monthly investment periods you have left until you retire. This is usually...

The Gell Mann Amnesia affect.

Have you ever read a newspaper or other media/social media article about a subject that you know really well? The chances are that you found some errors in it or even that you found it misleading. The journalist that wrote the article appears to know little about the facts or issues. In our case, we...

The problem with some Workplace Pensions

We have noticed a common feature on many workplace pensions commonly referred to as ‘lifestyling’, but different names are sometimes used. Lifestyling is an investment strategy chosen as the default option by many employers, the strategy gradually reduces the level of growth assets in the portfolio as people get closer to their normal retirement age....

Having the right mindset to be a successful investor

Many people yoyo when they think about their investments. At any moment they will think either ‘this investment is great’ or ‘this investment is terrible’ depending on whether the value of the investment has gone up or down recently. Often this way of thinking is a result of either not understanding or not having full...

The three types of return we provide.

Investment returns. We believe passionately that our clients have the potential to achieve better investment returns by working with us. By following our investment recommendations and the financial/behavioural coaching that we provide. Potential investment returns is the obvious one, we are financial advisers after all. But there are two other types of return, which are...

Collecting Investments

When we first start working with people, we often find that they have accumulated a number of different investments and pensions, but there is no clear strategy and they are not really sure what the policies are doing for them. The last thing we would ever is judge them or make them feel silly for...

How to find our office

How to find the Best Life Financial Planning office for meetings.

Are you an investment collector?

Have you accumulated a number of different investments and pensions, but there's no clear strategy and you're not really sure what they are doing for you? How will they help you live the life that you want? Perhaps you have an Emerging Markets fund here, a US fund or some gold over there, perhaps an investment your employer chose for you twenty years ago? You may have become an investment collector! In this video I touch on the importance of having a clear investment strategy/philosophy that you really believe in.

When is the right time to invest?

When is the right time to invest? In this video I explore this question that I am often asked. Crystal ball at the ready! 🔮

Welcome to Best Life Financial Planning

The Financial Planning Process

What is involved in the financial planning process? From when you first contact us at Best Life Financial Planning to working together on an ongoing basis.

Financial Forecasting (Cashflow Modelling)