Blogs
An idea for those still accumulating their assets
A useful tip for those still accumulating their assets is simply to count how many years you have until you plan to retire and then multiply it by 12. Why is this important? Because it will tell you how many pay checks or monthly investment periods you have left until you retire. This is usually...
The Gell Mann Amnesia affect.
Have you ever read a newspaper or other media/social media article about a subject that you know really well? The chances are that you found some errors in it or even that you found it misleading. The journalist that wrote the article appears to know little about the facts or issues. In our case, we...
The problem with some Workplace Pensions
We have noticed a common feature on many workplace pensions commonly referred to as ‘lifestyling’, but different names are sometimes used. Lifestyling is an investment strategy chosen as the default option by many employers, the strategy gradually reduces the level of growth assets in the portfolio as people get closer to their normal retirement age....
Having the right mindset to be a successful investor
Many people yoyo when they think about their investments. At any moment they will think either ‘this investment is great’ or ‘this investment is terrible’ depending on whether the value of the investment has gone up or down recently. Often this way of thinking is a result of either not understanding or not having full...
The three types of return we provide.
Investment returns. We believe passionately that our clients have the potential to achieve better investment returns by working with us. By following our investment recommendations and the financial/behavioural coaching that we provide. Potential investment returns is the obvious one, we are financial advisers after all. But there are two other types of return, which are...
Collecting Investments
When we first start working with people, we often find that they have accumulated a number of different investments and pensions, but there is no clear strategy and they are not really sure what the policies are doing for them. The last thing we would ever is judge them or make them feel silly for...
Videos
The Slippery Slope Fallacy and the Illusion of Control Bias
Two things that cause investors to make mistakes: 1.) The Slippery Slope Fallacy 2.) The Illusion of Control Bias It is often the behaviour of the investor that gets them into trouble. Being aware of your biases can help you make better investment decisions. A caring Financial Planner will keep you on track and stop you from making the big financial mistakes.
Books
Factfulness – Hans Rosling
Factfulness: The stress-reducing habit of only carrying opinions for which you have strong supporting facts.
Ready Steady Retire – Justin King and Martin Bamford
A meaningful retirement is worth planning for, but it doesn't happen by accident. Ready, Steady, Retire!
The Behaviour Gap – Carl Richards
It's not that we're dumb. We're wired to avoid pain and pursue pleasure and security. It feels right to sell when everyone around us is scared and buy when everyone feels great.
The New Retirementality – Mitch Anthony
With this latest edition of The New Retirementality, readers will quickly discover how to achieve the freedom to pursue their retirement goals.
Your life is not about making money,
your money is about making a life